Abstract
I present a new model for the quark mass matrices, which uses four scalar doublets together with a horizontal symmetry S3 x Z3. The model is inspired on a suggestion made a few years ago by Ma, but it is different. The predictions |Vts| \approx ms/mb and |Vub/Vcb| > 0.085 are obtained. Flavour-changing neutral Yukawa interactions do not exist in the down-type-quark sector.

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