Pension reform and saving in Britain

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Abstract
The paper examines the pension programme in Britain, focusing on reforms that have increased the fraction of the work-force opting out of public provision and that have permitted individuals to choose their private pension provider. It also examines the issue of pension provision and household saving. The paper highlights the disparities in retirement saving behaviour across types of pension provision and different households. The paper discusses the policy issues of the adequacy of household saving, and the impact of pension reform on household saving and the public finances.

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