Trends in Health-Insurance Operating Expenses

Abstract
An examination of the operating expenses of 74 Blue Cross plans and 73 Blue Shield plans from 1965 through 1969 revealed that on a per enrollee basis, operating expenses nationally rose 66.2 per cent for Blue Cross and 60.6 per cent for Blue Shield plans. The rate of increase is sharper than for hospital daily charges from 1967 to 1969. The variation among Blue Cross plans in their 1969 operating expense per enrollee ranges from a low of $1.18 to a high of $8.74.

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