Australian women and income security for old age: A cohort study

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Abstract
Australian women constitute a majority of the aged population in Australia, and are more likely than men to be single in old age as well as dependent upon the means-tested Age Pension with no, or only limited, income supplementation from other sources such as occupational superannuation. Based upon research on a national sample of 1016 Australian women, aged across the adult life span, this paper reports age cohort patterns of work, family, and economic expectations for old age. While work and family patterns of Australian women are changing, the clear trend remains towards labour force withdrawal and part-time work for long periods while children are present in the home. The implications of these patterns for income security in old age are discussed.

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