A new, simple model for calculating clear-sky direct and diffuse spectral irradiance on horizontal and tilted surfaces is presented. The model is based on previously reported simple algorithms and on comparisons with rigorous radiative transfer calculations and limited outdoor measurements. Equations for direct normal irradiance are outlined; and include: Raleigh scattering; aerosol scattering and absorption; water vapor absorption; and ozone and uniformly mixed gas absorption. Inputs to the model include solar zenith angle, collector tilt angle, atmospheric turbidity, amount of ozone and precipitable water vapor, surface pressure, and ground albedo. The model calculates terrestrial spectra from 0.3 to 4.0 ..mu..m with approximately 10 nm resolution. A major goal of this work is to provide researchers with the capability to calculate spectral irradiance for different atmospheric conditions and different collector geometries using microcomputers. A listing of the computer program is provided.