US housing problems, politics and policies in the 1990s

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Abstract
Housing policy in the US reflects its general approach to economic and social problems. Among all western democracies, the US relies most on private market forces to provide housing for its population. American housing policy emphasises bolstering market forces and minimising assistance for the poor. Despite its significant achievements (for example, two out of every three American households now owns its dwelling), the US is now facing a severe housing crisis, not only for the poor, but for a sizeable portion of the troubled middle class. To guarantee every American an opportunity to live in decent, safe and affordable housing, the US has to change national priorities and spend more on housing. But it also must spend better: reduce development costs, eliminate bureaucratic waste, and target assistance more efficiently. Following a review of past and current housing programmes, we outline a progressive housing policy agenda and then discuss the political obstacles and opportunities that confront such an ambitious plan.

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