The Two-income Household: Relative Contribution of Earners To Housing Costs

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Abstract
One and two income owner-occupant households are compared with regard to their respective homeownership consumption. An analysis of over 200 husband-wife households in Adelaide, South Australia, all of whom had changed residences within the previous 15 months, reveals that the major advantage of two incomes over one income lies in saving for the housing deposit. Neither the purchase price of the house nor the weekly mortgage payments are significantly related to the additional income earned by the wife in the two income household.

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