Abstract
We calculate the ac dielectric function of a model Drude metal-insulator composite, using a three-dimensional (d=3) transfer-matrix algorithm. The real part of the effective conductivity, Rege(ω), reveals (i) a Drude peak that appears only above the percolation threshold pc; and (ii) a broad spectrum of surface-plasmon resonances whose lower edge approaches zero frequency at pc. Sufficiently near pc, the dielectric function is consistent with an expected scaling form previously verified in d=2. The surface-plasmon spectrum resembles effective-medium predictions except for a weak but persistent peak near 0.4ω/ωp.