Job-based health insurance in 2001: inflation hits double digits, managed care retreats.
Open Access
- 1 September 2001
- journal article
- Published by Health Affairs (Project Hope) in Health Affairs
- Vol. 20 (5) , 180-186
- https://doi.org/10.1377/hlthaff.20.5.180
Abstract
Drawing on the results of a national survey of 1,907 firms with three or more workers, this paper reports on several facets of job-based health insurance, including the cost to employers and workers; plan offerings and enrollments; patient cost sharing and benefits; eligibility, coverage, and take-up rates; and results from questions about employers' knowledge of market trends and health policy initiatives. Premiums increased 11 percent from spring 2000 to spring 2001, and the percentage of Americans in health maintenance organizations (HMOs) fell six percentage points to its lowest level since 1993, while preferred provider organization (PPO) enrollment rose to 48 percent. Despite premium increases, the percentage of firms offering coverage remained statistically unchanged, and a relatively strong labor market has continued to shield workers from the higher cost of coverage.Keywords
This publication has 2 references indexed in Scilit:
- Tracking health care costs: inflation returns.Health Affairs, 2000
- Job-based health insurance in 2000: premiums rise sharply while coverage grows.Health Affairs, 2000